Price locked for life
No annual increases at renewal — guaranteed in writing. The rate you lock today is the rate you keep.
Your repairs, on our books
When the bill comes,
When the bill comes,
we settle it.
CoverageX is a vehicle service contract that pays the repair shop directly for covered breakdowns. No reimbursement runaround. The money never leaves your pocket.
Price locked for life
Any certified shop, nationwide
Real humans, 24/7/365
Coverage Balance Statement
Covered repairs, this period
Acct · CX-•••842
Period to date
Transmission — replacementCertified shop · paid direct
$4,820.00
Covered
A/C compressorCertified shop · paid direct
$1,310.00
Covered
AlternatorCertified shop · paid direct
$640.00
Covered
Fuel pump & sensorCertified shop · paid direct
$985.00
Covered
Balance due
$0.00
Covered repairs are settled directly with the shop. Your out-of-pocket on covered work: $0.00.
500K+
Vehicles protected nationwide
$0
Out-of-pocket on covered repairs
★★★★★
Member-rated service
How the ledger works
A breakdown becomes a line item — then it's settled.
No claim forms mailed back and forth. No fronting four figures and waiting on a check. We post the charge, we pay the shop, we close the line.
01
You take it to any certified shop
Nationwide network, no in-network or out-of-network games. Use the shop you already trust — they call us, not the other way around.
02
We approve the covered repair
Real humans, 24/7/365 — no chatbots, no phone trees. A specialist reviews the diagnosis with the shop and authorizes the work.
03
We pay the shop directly
Money never leaves your pocket. The charge posts to your coverage balance, we settle it with the shop, and your line closes at $0.00.
What's on the plan
Protection that reads like a guarantee, not fine print.
Paid directly to the shop
We settle covered breakdowns with the repair shop directly — no reimbursement runaround, no waiting on a check.
Real humans, 24/7/365
Call any hour and reach a person — no chatbots, no phone trees. Roadside assistance and rental-car help included.
Perks from day one
24/7 roadside assistance, rental-car help, and a free first oil change — included with your coverage, not sold separately.
Open your coverage balance
Two minutes. One locked rate. Zero out-of-pocket on covered work.
Tell us about your vehicle and we'll show you a price you can lock for life. No obligation, no pressure — just your number.
No impact to start
Cancel anytime
Free coverage quote
Get my price
Locked for life · paid direct to the shop
From real members
Listened to. Settled. Worth having.
★★★★★
"Tevone Hall was an absolute joy to work with — accommodating and he really listened to me. I only had to use the policy once, but it was definitely worth having."
Kathy D.
Verified Google review · Local Guide
★★★★★
"Being an auto shop manager for a shop in Brooklyn NY, I found the process very easy. Robert and Nathanal were very easy to work with and helped me every step of the way."
Bay Diagnostic
Verified Google review · Brooklyn, NY
★★★★★
"Phil Joseph and Michael Graham were great — they really listened to my questions about the coverage. They spoke clear English and it was just a good experience."
Daniel T.
Verified Google review
Move the next repair bill onto our books.
Lock your rate today and the price never goes up. Covered repairs settle at $0.00 out of pocket — for as long as you stay covered.
Open my coverage balanceFree quote · No obligation · Price locked for life, guaranteed in writing